کارشناس بیمه

همراه تل تهران

منتشر شده 8 ماه پیش

Job Description

We are seeking a highly skilled and experienced insurance expert to join our team as we scale our company's warranty and guarantee program in the Iranian cellphone market. As a leading player in the industry, we aim to provide exceptional product and service experiences to our customers. The insurance expert will play a crucial role in ensuring the financial viability and success of our warranty and guarantee products by utilizing their expertise in risk assessment, statistical analysis, and financial modeling.

Responsibilities:

  • Develop and implement actuarial models to assess risks associated with warranty and guarantee products.
  • Conduct a thorough analysis of historical data, market trends, customer behavior, and other relevant factors to determine pricing strategies for warranty products.
  • Collaborate with cross-functional teams including product development, marketing, finance, and legal departments to design innovative warranty solutions that meet customer needs while ensuring profitability.
  • Evaluate the financial impact of different warranty scenarios by performing scenario analysis, stress testing, and sensitivity analysis.
  • Monitor key performance indicators (KPIs) related to warranty claims experience, loss ratios, reserve adequacy, and profitability.
  • Provide recommendations for optimizing pricing structures based on actuarial analysis findings.
  • Collaborate with external partners such as reinsurers or insurance providers to manage risk exposure effectively.
  • Stay updated with industry regulations related to warranties and guarantees; ensure compliance with applicable laws.
  • Prepare comprehensive reports on actuarial findings for senior management review.

Requirements

  • Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related field; advanced degree is preferred.
  • Proven experience working as an Actuarial Expert within the insurance or warranty industry; experience in the cellphone market is preferred.
  • Strong knowledge of actuarial principles including risk assessment methodologies, statistical modeling techniques (e.g., regression analysis), and financial mathematics.
  • Proficiency in actuarial software and tools (e.g., SAS, R, Excel) for data analysis and modeling.
  • Excellent analytical skills with the ability to interpret complex data sets and draw meaningful insights.
  • Strong business acumen with the ability to understand market dynamics, customer behavior, and competitive landscape.
  • Exceptional communication skills to effectively collaborate with cross-functional teams and present actuarial findings to non-technical stakeholders.
  • Detail-oriented mindset with a focus on accuracy and precision in calculations and analysis.
  • Professional certifications such as Associate or Fellow of the Society of Actuaries (ASA/FSA) will be an advantage.

Join our dynamic team as an Actuarial Expert and contribute to our mission of delivering
exceptional warranty and guarantee products that enhance customer satisfaction while driving company growth.

Employment Type

  • Full Time

Details

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