Job Description
● Organize data into accessible reports and perform various types of analysis using key metrics such as yearly growth, return on assets, return on equity, and earnings per share.
● Oversee financial functions, such as assessing, auditing, planning, budgeting, taxes, consolidation, cost control and project control.
● Evaluate and analyze capital expenditures, depreciation, proposals, investment opportunities, rate of return, profit plans, operating records, financial statements, etc.
● Conduct a thorough analysis of financial statements and assessment of credit requests, including new requests, change requests, refinancing, and annual due diligence.
● Provide recommendations tied to analysis and assessment of credit risk.
● Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay.
● Reconcile credit files and identify discrepancies and variances.
● Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.