Cash & Payments Accountant

Job Description

3–5 years of relevant experience in cash management, treasury operations, accounts payable, or financial accounting
Experience monitoring cash balances, daily cash movements, bank transactions, and cash flow requirements.
Knowledge of domestic and international payments, bank transfers, supplier payments, and employee reimbursements.
Ability to reconcile bank statements with general ledger balances and investigate discrepancies.
Understanding of double-entry bookkeeping, journal entries, accruals, and cash and bank accounting.
Experience reviewing supplier invoices, payment requests, supporting documents, and payment due dates.
Familiarity with online banking platforms, bank statements, payment confirmations, and banking documentation.
Understanding of payment authorization procedures, segregation of duties, fraud prevention, and financial control requirements.
1. Process domestic and international payments in accordance with approved payment requests and company policies.
2. Verify payment requests against invoices, contracts, purchase orders, and other supporting documents.
3. Check beneficiary bank details, payment amounts, currencies, and approval status before payments are executed.
4. Monitor daily cash and bank balances and report available funds and upcoming payment requirements.
5. Prepare payment batches and payment schedules based on due dates, cash availability, and business priorities.
6. Perform daily or periodic bank reconciliations and investigate outstanding or unidentified transactions.
7. Record bank transactions, cash movements, bank charges, transfers, and payments accurately in the accounting system.
8. Monitor payment execution and follow up on rejected, delayed, returned, or incomplete transactions.
9. Maintain an organized archive of payment confirmations, bank statements, approvals, and supporting documents.
10. Support month-end closing activities, including bank reconciliations, cash balance confirmations, and outstanding payment reviews.
11. Identify duplicate payments, unusual transactions, discrepancies, and potential fraud risks, escalating issues promptly.
12. Support internal and external audits by providing complete and traceable payment documentation.